Zero Commission.
Instant UPI Payments.
The ultimate UPI payment infrastructure for Indian businesses. Generate dynamic QRs, verify intents instantly, and get settlements directly to your bank account with zero holds.
Payment Request
Live₹ 4,500.00
Order #ORD-98213
Seamlessly supports all native UPI apps
PhonePe
Google Pay
Paytm
BHIM
BharatPe
Amazon Pay
Why shift to PayFlow?
Stop losing margins and sleep over delayed payment gateway settlements.
Traditional Gateways
- 2-3% + GST transaction fees
- T+2 or T+3 day settlement holds
- High risk of account freezes
- Third-party intermediate nodal accounts
The PayFlow Solution
- 0% commission per transaction
- Instant peer-to-merchant (P2M) settlement
- Direct transfer to your existing bank account
- No holds, no intermediate nodal accounts
Developer-First Infrastructure
Everything you need to scale collections securely.
Dynamic QR Codes
Generate unique UPI QRs on the fly for exact amounts. Perfect for POS or web checkouts.
Auto Verification
Our listener node automatically verifies bank SMS/emails to mark orders as paid instantly.
Instant Settlement
Funds hit your linked current/savings account immediately. Zero delays.
RESTful APIs
Clean, beautifully documented APIs built for modern tech stacks. Integrate in minutes.
Real-time Webhooks
Receive instant push notifications to your servers on payment success or failure.
Advanced Analytics
Track success rates, drop-offs, and revenue metrics through our unified merchant dashboard.
How The Magic Happens
A completely automated flow, cutting out the middleman.
Checkout Triggered
Customer selects UPI on your website/app checkout page.
Intent / QR Shown
PayFlow generates a dynamic QR or triggers an Intent popup.
Direct Payment
Customer pays directly to your Bank VPA. Funds land instantly.
Auto-Verified
Our system verifies the settlement and pings your webhook.
Powerful Merchant Dashboard
Control everything. View transactions, manage webhooks, and analyze trends.
Today's Overview
Volume
0
Transactions
0
Success Rate
99.8%
Plug & Play Integrations
Transparent Pricing
No hidden fees. Pay only for the infrastructure.
Starter
Perfect for side projects & small stores.
₹499 /month
- Up to 1,000 transactions/mo
- 0% Commission
- API Access
- Standard Support
Growth
For growing D2C brands & SaaS.
₹1,499 /month
- Unlimited transactions
- 0% Commission
- Webhooks & Analytics
- Priority Support
- Shopify/WooCommerce Plugins
Enterprise
Custom infrastructure for high volume.
Custom
- Multi-account routing
- White-label checkout
- Dedicated Account Manager
- 99.99% SLA
Loved by Indian Developers
Aditya Sharma
CTO, EdTech Startup
"We saved over ₹50,000 last month on gateway fees alone. Integration took us less than a day. The webhooks are incredibly fast and reliable."
Neha Gupta
D2C Founder
"The T+2 settlement from our old gateway was killing our cash flow. With PayFlow, we buy ads in the evening with the money we made in the morning."